Health Insurance Reminder

Maintaining adequate health insurance is a wise decision, but did you know it is also required under university policy?  For international students and scholars it is also an immigration requirement and  failure to maintain insurance could negatively affect your immigration status.  To meet the requirement you must maintain health insurance that meets minimum requirements throughout the entire duration of the I-20/DS-2019.

All students must either purchase the mandatory hard waiver University health plan (called “Student Blue”) or waive out of this plan by showing proof of an alternative plan that meets a set of required criteria.

Scholars in J status must also show proof of insurance for themselves and their dependents (if the case) for the duration of the DS-2019. The Department of State (DOS) requires all participants of the J-1 Exchange Visitor Program to have and maintain health insurance which covers the exchange visitor and all accompanying family members for the entire duration of their J status. The J-1 Exchange Visitor is ultimately responsible for acquiring sufficient health insurance for the entire duration of stay in the U.S. Some Scholars will receive health insurance as part of their employment package with NC State. Most Scholars will have to purchase insurance independently, and make arrangements before they arrive to the U.S., or soon after their arrival. More information about health insurance can be found on the OIS website.

How do I obtain health insurance? 

Students who meet the enrollment requirements, as listed on OIS’s website, are eligible for the Student Blue plan and enrollment is automatic with the premium charged directly to the student’s NC State account and payable through the University Cashier’s Office.

What about my dependents?

Starting in Fall 2015, the Student Blue plan will no longer offer coverage for dependents so students with dependents should make other arrangements to obtain dependent coverage.  OIS maintains a list of insurance providers on our website.

Medical care in the United States is very expensive which is why insurance is so important. You never know when you may get sick or into an accident and being healthy or lucky in the past is no guarantee for the future.  You don’t want to let a trip to the doctor or hospital destroy your academic career and future aspirations by bankrupting you financially!  So be smart, and make sure you always have adequate health insurance for yourself and dependents.  The last thing you need to worry about is medical bills when you’re trying to write your PhD dissertation!